U.S. credit card balances reached $1.28 trillion by the end of the fourth quarter, marking a $44 billion increase in debt over the three-month period, according to the Federal Reserve Bank of New York. Post navigation Robinhood Q4 revenue miss is a crypto wake-up callBryan Pellegrino: Blockchain scalability is hindered by storage layer constraints, node computation inefficiencies drive up costs, and the shift towards centralization threatens decentralization | Unchained