{"id":99198,"date":"2025-09-23T23:03:21","date_gmt":"2025-09-23T23:03:21","guid":{"rendered":"https:\/\/mycryptomania.com\/?p=99198"},"modified":"2025-09-23T23:03:21","modified_gmt":"2025-09-23T23:03:21","slug":"coinbases-plan-to-control-ai-payment-standards-globally","status":"publish","type":"post","link":"https:\/\/mycryptomania.com\/?p=99198","title":{"rendered":"Coinbase\u2019s Plan To Control AI Payment Standards Globally"},"content":{"rendered":"

Coinbase and Cloudflare have formed the x402 Foundation to make the long-ignored HTTP 402 \u201cPayment Required\u201d code work as a real standard for online transactions.\u00a0<\/span><\/p>\n

The announcement came on Tuesday, September 23, through a company <\/span>blog post<\/span><\/a> and a Cloudflare release.<\/span><\/p>\n

We @Cloudflare<\/a> are working with @coinbase<\/a> to create the x402 Foundation. @programmer<\/a> & others at Coinbase have created a powerful protocol to enable payments at Internet scale, and I am proud to work with them to create a foundation to standardize the protocol. <\/p>\n

Every day, sites\u2026<\/p>\n

\u2014 William Allen (@williamallen) September 23, 2025<\/a><\/p>\n\n

The foundation\u2019s aim is simple: give bots, APIs, and AI agents a way to pay for data, content, or tools on demand. Cloudflare <\/span>says<\/span><\/a> its servers already send more than a billion \u201c402\u201d responses daily, but without a shared way to settle payments.<\/span><\/p>\n

The new protocol fixes this with three steps: a server sends a payment offer, the client signs and returns it, and a facilitator verifies the settlement. <\/span>That process allows pay-per-use access without subscriptions or manual billing. <\/span><\/p>\n

Coinbase has published reference code on GitHub, and Cloudflare has integrated the system into its developer tools with a public demo.\u00a0<\/span><\/p>\n

Both companies say the foundation will serve as a neutral body to guide adoption. <\/span>If it works, HTTP 402 could shift from an unused error code to a standard part of how machines pay for services online.<\/span><\/p>\n

What Is Coinbase and Cloudflare\u2019s x402 Foundation for AI Payments?<\/h2>\n

Cloudflare is adding a <\/span>deferred-settlement<\/span><\/a> option to x402, letting providers batch charges through cards, banks, or stablecoins when instant blockchain settlement isn\u2019t needed.<\/span><\/p>\n

Coinbase has framed the new foundation as the path to make x402 a universal standard for AI-driven payments, built on open governance, ecosystem grants, and cross-platform interoperability.\u00a0<\/span><\/p>\n

Cloudflare\u2019s newsroom statement credits Coinbase with creating the protocol but presents the foundation as neutral, calling on more members to prevent fragmentation.<\/span><\/p>\n

The process is simple: a server issues an HTTP 402 with payment instructions, the client responds with a signed header, a facilitator verifies and settles, and the server delivers the resource with a payment confirmation.<\/span><\/p>\n

Cloudflare has already built this into its Agents SDK and MCP servers, and it launched a public playground that funds a test wallet on Base testnet so developers can try it firsthand.<\/span><\/p>\n

If adoption spreads, x402 could give AI agents and web services a shared way to pay as they go, whether through crypto or traditional rails.<\/span><\/p>\n

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Is x402 Competing With Google\u2019s AP2 for Open Payment Standards?<\/h2>\n

Coinbase\u2019s GitHub now hosts the x402 spec, sample code, and a one-line middleware example.<\/span><\/p>\n

The protocol is pitched as near fee-free with instant settlement, aimed at micro-transactions that card networks can\u2019t handle efficiently.<\/span><\/p>\n

Within hours of the launch, the Cardano Foundation said it will work with Masumi to adopt x402 for agent-to-agent payments, adding it to its roadmap alongside token standard work on CIP-0113 and CIP-0143.<\/span><\/p>\n

Recently, we had the chance to present the Masumi Network at the Cardano Seminar by the Cardano Foundation.<\/p>\n

Check out the recording pic.twitter.com\/0IKdlz6tJD<\/a><\/p>\n

\u2014 Masumi (@MasumiNetwork) September 18, 2025<\/a><\/p>\n\n

The effort signals Coinbase and Cloudflare\u2019s intent to move payments into the internet\u2019s core plumbing, not just applications.\u00a0<\/span><\/p>\n

If successful, AI agents could pay as they go for data, compute, or premium services without accounts or subscriptions, creating new revenue channels for API providers and publishers.<\/span><\/p>\n

Cloudflare\u2019s deferred-settlement design reflects enterprise needs for card or bank rails with dispute windows, while stablecoins cover instant transfers.<\/span><\/p>\n\n

But x402 is not alone. It faces competition from <\/span>Google\u2019s AP2<\/span><\/a>, where interoperability and credible governance may determine which standard prevails \u2013 a project also involving\u2026 You guessed it, Coinbase.<\/span><\/p>\n

Bringing stablecoin payments to AI agents with @Google<\/a>. https:\/\/t.co\/B9p3KUkD8p<\/a><\/p>\n

\u2014 Coinbase (@coinbase) September 16, 2025<\/a><\/p>\n\n

\u201cCoinbase deserves immense credit for starting the work on the x402 protocol \u2026 we\u2019re excited to partner with them on our shared vision for a neutral foundation,\u201d Cloudflare CEO Matthew Prince said in the <\/span>press release.\u00a0<\/span><\/a><\/p>\n

Coinbase\u2019s Erik Reppel called agentic commerce a \u201conce-in-a-generation opportunity,\u201d saying the foundation will \u201clay the groundwork\u201d to make it real.<\/span><\/p>\n

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Join The 99Bitcoins News Discord Here For The Latest Market Updates<\/span><\/a><\/strong><\/p>\n

The post Coinbase\u2019s Plan To Control AI Payment Standards Globally<\/a> appeared first on 99Bitcoins<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

Coinbase and Cloudflare have formed the x402 Foundation to make the long-ignored HTTP 402 \u201cPayment Required\u201d code work as a real standard for online transactions.\u00a0 The announcement came on Tuesday, September 23, through a company blog post and a Cloudflare release. We @Cloudflare are working with @coinbase to create the x402 Foundation. @programmer & others […]<\/p>\n","protected":false},"author":0,"featured_media":99199,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-99198","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-discovery"],"_links":{"self":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/99198"}],"collection":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=99198"}],"version-history":[{"count":0,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/99198\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/media\/99199"}],"wp:attachment":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=99198"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=99198"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=99198"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}