According to the Ripple chief technology officer, a number of banks have started to adopt XRP for payments and one planned bank tied to Ripple will run entirely on the XRP Ledger.<\/p>\n
That claim comes as Ripple seeks a New York banking charter, a Federal Reserve master account, and says it will conform with ISO 20022 messaging standards used by major banks.<\/p>\n
Reports have disclosed that these steps aim to make the token useful for large-scale settlement work.<\/p>\n
DBS and Franklin Templeton signed a memorandum of understanding this week to work on tokenized trading and lending products, reports disclosed. Franklin Templeton\u2019s sgBENJI, a US dollar money market fund token, is launching on DBS Digital Exchange.<\/p>\n
Ripple\u2019s RLUSD stablecoin is being used to support trading activity and is reported to be valued at nearly $730 million. DBS is also exploring the acceptance of sgBENJI as repo collateral, which would add liquidity for tokenized assets. Lim Wee Kian of DBS said the move is a step toward offering institutional-grade digital asset services.<\/p>\n
RIPPLE CTO CONFIRMS, BANKS HAVE BEGUN INTEGRATING #XRP<\/a>, REVEALING THAT RIPPLE BANK WILL RUN 100% ON THE XRP LEDGER, DRIVING ALL PAYMENTS AND UNLOCKING TRILLIONS!<\/p>\n TRILLIONS OF DOLLARS ARE READY TO FLOOD THE XRP LEDGER. POWERED BY REAL TOKEN, SET TO TOKENIZE THE WHOLE REAL\u2026 pic.twitter.com\/M1tsWvuXIf<\/a><\/p>\n \u2014 JackTheRippler \u00a9 (@RippleXrpie) September 19, 2025<\/a><\/p>\n According to Nigel Khakoo of Ripple<\/a>, the system makes it easier to move between stablecoins and yield-generating tokens within a single setup. Franklin Templeton<\/a> said it selected the XRP Ledger for cost and speed reasons, and for its role in scaling tokenized securities.<\/p>\n Reports also name BNY Mellon as the custodian for reserves backing RLUSD<\/a>, a detail that underlines the institutional angle Ripple is pushing.<\/p>\n Regulatory And Infrastructure Moves<\/p>\n The token\u2019s momentum follows legal and regulatory shifts in the US after Ripple\u2019s long fight with the SEC. Reports note that more than 20 spot XRP ETFs<\/a> are under consideration, a factor that could pull large institutional capital into the market.<\/p>\n The Depository Trust & Clearing Corporation \u2014 which handles up to $4 quadrillion in settlements a year \u2014 has mentioned tokenization in its planning documents, and researchers point out how tokenized settlement rails might change back-office flows if adopted widely.<\/p>\n The XRP Endgame: Everything Is Aligning at Once<\/p>\n What I\u2019m about to lay out isn\u2019t hype, it\u2019s a map of tectonic shifts converging around Ripple & $XRP<\/a>.<\/p>\n If you don\u2019t see the magnitude after this thread, you\u2019re not paying attention. pic.twitter.com\/FZRCjDd0Re<\/a><\/p>\n \u2014 Pumpius (@pumpius) September 16, 2025<\/a><\/p>\n Momentum Meets Caution<\/p>\n Banks are said to be moving slowly. Early integration tests and compliance checks are still under way. Industry sources say the combination of custody arrangements, stablecoins, and ledger-based settlement could unlock multi-trillion-dollar flows if real-world tokenization proves reliable. But those sources also warn that large-scale adoption will take time and careful risk controls.<\/p>\n Without a doubt\u2026and it\u2019s not a belief. It will.<\/p>\n I know, I know. Some people always say : let\u2019s cross ATH first.<\/p>\n But that\u2019s not the point.<\/p>\n When articles said Bitcoin will reach $1M people said let\u2019s reach $1000 first.<\/p>\n Look at the price today. And many regret not holding a\u2026 https:\/\/t.co\/DHtcauZGFt<\/a><\/p>\n \u2014 Xena XRP (@XenaXrp) June 25, 2025<\/a><\/p>\n Speculation On Prices<\/p>\nStablecoins, Custody, And Switching Between Assets<\/h2>\n