{"id":84351,"date":"2025-07-28T14:45:33","date_gmt":"2025-07-28T14:45:33","guid":{"rendered":"https:\/\/mycryptomania.com\/?p=84351"},"modified":"2025-07-28T14:45:33","modified_gmt":"2025-07-28T14:45:33","slug":"breaking-paypal-unleashes-crypto-carnival-100-coins-now-accepted-by-us-merchants","status":"publish","type":"post","link":"https:\/\/mycryptomania.com\/?p=84351","title":{"rendered":"BREAKING \u2013 PayPal Unleashes Crypto Carnival: 100+ Coins Now Accepted By US Merchants"},"content":{"rendered":"

PayPal Holdings Inc. has rolled out a way for US merchants to accept crypto payments<\/a>. The company set a flat fee of 0.99% per transaction. That\u2019s a hefty cut compared with the near 2.99% merchants often pay on cross\u2011border credit card sales.<\/p>\n

According to PayPal, businesses can save up to 90% on transaction costs when buyers pay with digital coins.<\/p>\n

Flat Fees For Crypto Payments<\/h2>\n

Based on reports<\/a>, every sale automatically converts crypto into fiat or stablecoins when the merchant chooses. Companies can pick from more than 100 tokens.<\/a><\/p>\n

Bitcoin and Ethereum lead the list. Other picks include USDT, XRP, BNB, Solana and PayPal\u2019s own PYUSD. That stablecoin is backed by US dollar deposits, short\u2011term Treasuries and cash equivalents. Merchants who stick with PYUSD earn 4% rewards on balances held in their PayPal account.<\/p>\n

BREAKING: PayPal will allow U.S. merchants to accept over 100 cryptocurrencies with a 0.99% transaction fee for the first year, increasing to 1.5%. #CryptoPayments<\/a> #Fintech<\/a><\/p>\n

\u2014 Michael Pace (@mjpgroup) July 28, 2025<\/a><\/p>\n

Wide Range Of Wallets And Coins<\/h2>\n

PayPal also tied this service into wallets beyond its own. Coinbase, MetaMask, OKX, Binance, Kraken, Phantom and Exodus all plug in. That opens the door to some 650 million crypto users around the globe.<\/p>\n

PayPal says it\u2019s tapping into a $3 trillion market that has grown fast over the past decade. Smaller businesses in particular could find it easy to add crypto as a payment option<\/a> without heavy engineering work.<\/p>\n

A Nod To Global Ambitions<\/p>\n

The launch<\/a> follows PayPal\u2019s introduction of PayPal World, a platform that links five digital wallets worldwide. PayPal then struck a deal with Fiserv to spread stablecoin use further abroad. Together, those moves hint at an effort to build plumbing for fast, low\u2011cost money transfers everywhere.<\/p>\n

Merchants in the US won\u2019t see surprises at checkout. That 0.99% fee covers network charges and conversion work. By comparison, traditional cross\u2011border credit card sales often carry fees that climb past 3%.<\/p>\n

It\u2019s easy math for sellers: a $1,000 sale in crypto costs $9.90 instead of about $30. That margin could be the difference between profit and loss.<\/p>\n

Regulatory Approval Still Pending<\/p>\n

According to PayPal, the rollout will begin in the US \u201cin the coming weeks.\u201d One catch: New York merchants must wait on permission from the New York State Department of Financial Services.<\/p>\n

PayPal says it hasn\u2019t secured that approval yet. It\u2019s possible the company\u2019s plans for stablecoins and on\u2011ramps will attract extra scrutiny from regulators in other key markets too.<\/p>\n

Featured image from Getty Images, chart from TradingView<\/em><\/p>","protected":false},"excerpt":{"rendered":"

PayPal Holdings Inc. has rolled out a way for US merchants to accept crypto payments. The company set a flat fee of 0.99% per transaction. That\u2019s a hefty cut compared with the near 2.99% merchants often pay on cross\u2011border credit card sales. According to PayPal, businesses can save up to 90% on transaction costs when […]<\/p>\n","protected":false},"author":0,"featured_media":84352,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-84351","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-discovery"],"_links":{"self":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/84351"}],"collection":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=84351"}],"version-history":[{"count":0,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/84351\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/media\/84352"}],"wp:attachment":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=84351"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=84351"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=84351"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}