{"id":82892,"date":"2025-07-22T15:19:35","date_gmt":"2025-07-22T15:19:35","guid":{"rendered":"https:\/\/mycryptomania.com\/?p=82892"},"modified":"2025-07-22T15:19:35","modified_gmt":"2025-07-22T15:19:35","slug":"jpmorgan-considers-bitcoin%e2%80%91secured-lending","status":"publish","type":"post","link":"https:\/\/mycryptomania.com\/?p=82892","title":{"rendered":"JPMorgan Considers Bitcoin\u2011Secured Lending\u00a0"},"content":{"rendered":"

Bitcoin Magazine<\/a><\/p>\n

JPMorgan Considers Bitcoin\u2011Secured Lending\u00a0<\/a><\/p>\n

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JPMorgan Chase is exploring a policy to lend directly against clients\u2019 Bitcoin<\/a> and crypto holdings, according to the Financial Times<\/a>. This would mark the first time the largest U.S. bank has accepted digital assets themselves\u2014not ETFs<\/a>\u2014as collateral for loans.<\/p>\n

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BREAKING: $4 trillion Wall Street giant JPMorgan is exploring loans backed by clients’ #Bitcoin<\/a> and crypto holdings. pic.twitter.com\/vnCzDVbcSH<\/a><\/p>\n

\u2014 Bitcoin Magazine (@BitcoinMagazine) July 22, 2025<\/a>\n<\/p><\/div>\n

In the past, CEO Jamie Dimon\u2019s past remarks have alluded to the fact that he does not support Bitcoin or crypto. More recently, however, his tone has softened. \u201cI don\u2019t think you should smoke, but I defend your right to smoke. I defend your right to buy Bitcoin. Go at it,\u201d Dimon said in May<\/a>.<\/p>\n

JPMorgan declined to comment on the plans, which could launch as early as 2026. Any finalized program would require the bank to address technical challenges\u2014such as how to handle crypto seized from defaulted loans\u2014and would likely involve a third-party custodian to hold the digital assets, since JPMorgan does not custody Bitcoin and crypto on its own balance sheet.<\/p>\n

In <\/strong>May 2025, Dimon reiterated his skepticism at JPMorgan\u2019s annual Investor Day, stating, \u201cI am not a fan of Bitcoin.\u201d However, he confirmed the bank would continue offering clients access to Bitcoin investments\u2014even if JPMorgan itself would not hold the assets. That same month, the bank\u2019s analysts issued a report forecasting that bitcoin would continue outperforming gold, citing growing corporate demand and increasing interest from U.S. states building Bitcoin reserves.<\/p>\n

In June 2025, JPMorgan expanded<\/a> its Bitcoin and crypto lending framework to allow clients to use Bitcoin ETFs\u2014including BlackRock\u2019s iShares Bitcoin Trust (IBIT)\u2014as collateral for loans. The bank also began factoring Bitcoin and crypto holdings into clients\u2019 net worth evaluations, placing them on par with traditional assets like stocks and real estate.<\/p>\n

This development of Bitcoin and crypto secured lending is just one of many major financial institutions to interact more directly with digital assets, especially during changing regulatory winds in Washington. The second Trump administration has taken a more favorable approach<\/a> toward Bitcoin, encouraging large banks to expand their digital asset offerings.\u00a0<\/p>\n

This post JPMorgan Considers Bitcoin\u2011Secured Lending\u00a0<\/a> first appeared on Bitcoin Magazine<\/a> and is written by Jenna Montgomery<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

Bitcoin Magazine JPMorgan Considers Bitcoin\u2011Secured Lending\u00a0 JPMorgan Chase is exploring a policy to lend directly against clients\u2019 Bitcoin and crypto holdings, according to the Financial Times. This would mark the first time the largest U.S. bank has accepted digital assets themselves\u2014not ETFs\u2014as collateral for loans. BREAKING: $4 trillion Wall Street giant JPMorgan is exploring loans […]<\/p>\n","protected":false},"author":0,"featured_media":82893,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-82892","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-discovery"],"_links":{"self":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/82892"}],"collection":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=82892"}],"version-history":[{"count":0,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/82892\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/media\/82893"}],"wp:attachment":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=82892"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=82892"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=82892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}