Ripple\u2019s RLUSD has reportedly become the first stablecoin to receive an investment-grade credit rating from Moody\u2019s. The agency assigned RLUSD an A2 long-term rating and a P-1 short-term rating. P-1 is the highest possible short-term grade under Moody\u2019s stablecoin framework.<\/p>\n
Jack McDonald, SVP of Stablecoins at Ripple, announced the development in a post on X. He said the assessment validates the \u201cquality, transparency, and institutional-grade infrastructure\u201d supporting the token.<\/p>\n
Moody\u2019s is a major credit rating agency known for assessing credit risk across traditional financial markets. It reviewed<\/a> several aspects of the stablecoin\u2019s operations. These included the credit quality and liquidity of its reserves, custody relationships, regulatory oversight, and operational controls.<\/p>\n Moody\u2019s also assessed the stablecoin\u2019s redemption process, which requires eligible institutional holders to receive funds at par within two full business days after a compliant request. The report highlighted safeguards such as daily reserve monitoring, weekly liquidity stress tests, monthly independent CPA attestations, and cybersecurity controls.<\/p>\n However, it noted that RLUSD holders do not currently have direct ownership of the reserve assets and that the issuer is not bankruptcy-remote. The GENIUS Act, which takes effect on January 18, 2027, is expected to provide additional legal protections. Moody\u2019s said weaker reserves, liquidity, redemption capacity, or operational controls could lead to a downgrade.<\/p>\n McDonald said<\/a>,<\/p>\n \u201cAs RLUSD continues to grow, this kind of independent validation matters more than ever. Proud to see RLUSD helping set a new benchmark for institutional trust in stablecoins.\u201d<\/p>\n The rating arrives as Ripple has managed to secure a slew of new integrations for RLUSD this month. The blockchain company recently partnered<\/a> with Robinhood to use the stablecoin across several areas, such as institutional settlement, treasury management, and digital asset services. RLUSD is already available on Robinhood Chain and Bitstamp by Robinhood. A launch in the broker\u2019s main app is expected later this year.<\/p>\n Cross River Bank also teamed up<\/a> with Ripple to integrate RLUSD into its banking platform. The move will let customers use the stablecoin for payments, cross-border transfers, and treasury transactions alongside traditional payment services.<\/p>\n Meanwhile, Standard Chartered launched<\/a> institutional custody support for the token through its Dubai branch. The bank is also working with Ripple and LMAX Group to explore using RLUSD as collateral for selected trading products.<\/p>\n The post Ripple\u2019s RLUSD Earns Moody\u2019s Investment-Grade Rating in Stablecoin Milestone<\/a> appeared first on CryptoPotato<\/a>.<\/p>","protected":false},"excerpt":{"rendered":" Ripple\u2019s RLUSD has reportedly become the first stablecoin to receive an investment-grade credit rating from Moody\u2019s. The agency assigned RLUSD an A2 long-term rating and a P-1 short-term rating. P-1 is the highest possible short-term grade under Moody\u2019s stablecoin framework. Jack McDonald, SVP of Stablecoins at Ripple, announced the development in a post on X. […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-245181","post","type-post","status-publish","format-standard","hentry","category-discovery"],"_links":{"self":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/245181"}],"collection":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=245181"}],"version-history":[{"count":0,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/245181\/revisions"}],"wp:attachment":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=245181"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=245181"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=245181"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Expansion<\/h2>\n