{"id":234600,"date":"2026-10-01T16:25:18","date_gmt":"2026-10-01T16:25:18","guid":{"rendered":"https:\/\/mycryptomania.com\/?p=234600"},"modified":"2026-10-01T16:25:18","modified_gmt":"2026-10-01T16:25:18","slug":"21bitcoin-now-pays-interest-on-idle-euros-payable-in-btc","status":"publish","type":"post","link":"https:\/\/mycryptomania.com\/?p=234600","title":{"rendered":"21bitcoin Now Pays Interest on Idle Euros, Payable in BTC\u00a0"},"content":{"rendered":"

Bitcoin Magazine<\/a><\/p>\n

21bitcoin Now Pays Interest on Idle Euros, Payable in BTC\u00a0<\/a><\/p>\n

<\/div>\n

Austrian Bitcoin platform 21bitcoin<\/a> will start paying 1.21% annual interest on customers\u2019 uninvested euro balances from today \u2014 and letting them collect it in BTC, with no conversion fee.<\/p>\n

The company says<\/a> it\u2019s the first provider in Europe to pay savings interest directly in Bitcoin.<\/p>\n

The interest covers every euro in the account, including cash waiting for the next savings-plan purchase or reserved for an open limit order, the company said. There\u2019s no minimum deposit and no lock-up.\u00a0<\/p>\n

\n

21bitcoin pr\u00e4sentiert den Bitcoin Bonus <\/p>\n

Ab sofort erh\u00e4ltst du auf Euro-Guthaben variable Zinsen von 1,21% p.a.* <\/p>\n

Und das Beste: Wir tauschen sie auf Wunsch direkt & ohne zus\u00e4tzliche Geb\u00fchren in Bitcoin um. <\/p>\n

Aktiviere Zinsen jetzt direkt auf dem Startbildschirm in deiner\u2026 pic.twitter.com\/nTVOfSZnuk<\/a><\/p>\n

\u2014 21bitcoin & (@21bitcoinApp) October 1, 2026<\/a>\n<\/p><\/div>\n

\u201cBuilding wealth with Bitcoin does not begin with the purchase itself, but with the euros set aside for it,\u201d said co-founder and CEO Daniel Winklhammer.<\/p>\n

The money is paid by Volksbank Raiffeisenbank Bayern Mitte eG, a German bank that has owned a stake in 21bitcoin since 2023.\u00a0<\/p>\n

Customer euros sit in a segregated trust account at the bank as instant-access savings. 21bitcoin says it passes the interest on in full and keeps no margin. The company is pitching this as a deliberate contrast to the high-yield promises that brought down several crypto lenders.<\/p>\n

The rate is variable, and interest is subject to German withholding tax.<\/p>\n

The launch follows 21bitcoin\u2019s zero-fee Bitcoin savings plan, introduced earlier this year. The company last year teamed<\/a> up with VR Bank Bayern Mitte eG and Sopra Financial Technology GmbH to launch a pioneering European pilot project in hopes to develop an institutional-grade Bitcoin-backed credit product.<\/p>\n

Bitcoin-backed loans, insured cold storage, and multisig inheritance custody are slated for 2027.<\/p>\n

Founded in 2021, 21bitcoin holds a MiCAR licence in Austria and is authorized by Germany\u2019s BaFin. It reports more than 100,000 users and over \u20ac650 million in trading volume.<\/p>\n

This post 21bitcoin Now Pays Interest on Idle Euros, Payable in BTC\u00a0<\/a> first appeared on Bitcoin Magazine<\/a> and is written by Mathew Di Salvo<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

Bitcoin Magazine 21bitcoin Now Pays Interest on Idle Euros, Payable in BTC\u00a0 Austrian Bitcoin platform 21bitcoin will start paying 1.21% annual interest on customers\u2019 uninvested euro balances from today \u2014 and letting them collect it in BTC, with no conversion fee. The company says it\u2019s the first provider in Europe to pay savings interest directly […]<\/p>\n","protected":false},"author":0,"featured_media":234601,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-234600","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-discovery"],"_links":{"self":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/234600"}],"collection":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=234600"}],"version-history":[{"count":0,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/234600\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/media\/234601"}],"wp:attachment":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=234600"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=234600"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=234600"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}