More than half of Americans would use stablecoins if they came with bank-level fraud protection and deposit insurance, Visa said in a study released on Wednesday. The numbers were 36% without those safeguards and 56% with them.<\/p>\n
Those safeguards were hypothetical, and Visa\u2019s release notes that no stablecoin carries deposit insurance today. The same scenario lifted intent to 74% in Latin America.<\/p>\n
The report<\/a>, Money Travels 2026, draws on a Morning Consult survey of 2,192 U.S. adults run from February 24 to March 2. The full survey covers 45,445 people across 20 markets and is built around remittances.<\/p>\n Nearly two-thirds of Americans (64%) said trust in a payment method depends more on who offers it than on the technology. Willingness to use stablecoins rose to 45% when an existing financial provider offered them. Traditional banks and global payment networks were the most trusted providers of digital currency services, at 61% and 60%. Globally, the trust figure was 69%.<\/p>\n Over half of respondents (56%) had never heard of stablecoins. Many who had heard of them assumed the coins fluctuated like Bitcoin, the study found.<\/p>\n One in four senders worldwide had run into fraud, along with more than a third of Americans and 40% of Indians. Some 44% of Americans worried about AI deepfakes impersonating family, and 45% would accept a 24-hour delay on a transfer for stronger protection. In Japan, 68% would accept that delay.<\/p>\n \u201cThe future of the industry will be won by the providers that work hardest to earn that trust,\u201d said Vira Platonova, Global Head of Visa Direct.<\/p>\n Visa is a founding validator on Circle\u2019s Arc blockchain<\/a> alongside BlackRock, Mastercard and DTCC. Crypto-linked card payments, where Visa handles more than 90% of stablecoin card transactions, reached<\/a> $18 billion in 2025, per Artemis.<\/p>\n In August last year, the network added<\/a> PayPal USD (PYUSD) and the Global Dollar (USDG) to its settlement stablecoins through Paxos, along with the Stellar and Avalanche chains.<\/p>\n Visa said stablecoins account for a growing share of cross-border money flows. Dollar stablecoins in circulation total about $312 billion, per DefiLlama, with Tether\u2019s USDT at $184 billion and Circle\u2019s USDC at $76 billion.<\/p>\n The post Visa Survey Finds US Stablecoin Interest Jumps to 56% With Bank-Style Safeguards<\/a> appeared first on CryptoPotato<\/a>.<\/p>","protected":false},"excerpt":{"rendered":" More than half of Americans would use stablecoins if they came with bank-level fraud protection and deposit insurance, Visa said in a study released on Wednesday. The numbers were 36% without those safeguards and 56% with them. Those safeguards were hypothetical, and Visa\u2019s release notes that no stablecoin carries deposit insurance today. The same scenario […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-232868","post","type-post","status-publish","format-standard","hentry","category-discovery"],"_links":{"self":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/232868"}],"collection":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=232868"}],"version-history":[{"count":0,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/232868\/revisions"}],"wp:attachment":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=232868"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=232868"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=232868"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Visa\u2019s Own Stablecoin Footprint<\/h2>\n