{"id":174215,"date":"2026-06-03T15:18:31","date_gmt":"2026-06-03T15:18:31","guid":{"rendered":"https:\/\/mycryptomania.com\/?p=174215"},"modified":"2026-06-03T15:18:31","modified_gmt":"2026-06-03T15:18:31","slug":"lava-card-launches-secured-visa-credit-card-that-pays-bitcoin-rewards-on-every-purchase","status":"publish","type":"post","link":"https:\/\/mycryptomania.com\/?p=174215","title":{"rendered":"Lava Card Launches Secured Visa Credit Card That Pays Bitcoin Rewards on Every Purchase"},"content":{"rendered":"

Bitcoin Magazine<\/a><\/p>\n

Lava Card Launches Secured Visa Credit Card That Pays Bitcoin Rewards on Every Purchase<\/a><\/p>\n

<\/div>\n

Lava has launched its Lava Card, a secured Visa credit card<\/a> that pays Bitcoin rewards on every transaction and accepts stablecoins as a funding source \u2014 a product the company says is built to bring stablecoin payments into the mainstream without asking users or merchants to change how they spend.<\/p>\n

The card pays 3% back in Bitcoin for US-based users and 1% for international users on all purchases and 5% back through Lava\u2019s growing network of Bitcoin-aligned merchants. To mark the launch, cardholders earn the elevated 5% rate on Amazon, Apple, and Netflix purchases, Lava told Bitcoin Magazine.\u00a0<\/em><\/p>\n

There is no annual fee, no foreign transaction fee, and no markup on Visa\u2019s official exchange rate, making the card viable for both domestic and international use.<\/p>\n

Lava is positioning the rewards structure as a deliberate break from the complexity that defines most card programs. Rather than accumulating points that require transfers, conversions, or fee math, users receive Bitcoin \u2014 a balance they can track and hold. The use case is pretty straightforward: spend dollars, earn Bitcoin, build savings.<\/p>\n

The card is secured, meaning cardholders spend from a USD balance they fund themselves rather than borrowing. Users can move money onto the card via bank transfer, direct deposit, or by sending stablecoins such as USDC directly to Lava.\u00a0<\/p>\n

That stablecoin<\/a> pathway is one of the product\u2019s more ambitious bets. Stablecoin adoption has grown rapidly at the infrastructure level, but everyday spending has lagged \u2014 in part because swiping a card at checkout remains the default behavior for consumers and merchants alike.\u00a0<\/p>\n

Lava Card routes stablecoin balances through standard Visa rails, meaning neither side of the transaction has to adapt.<\/p>\n

Users who hold Bitcoin can also fund their spending through Lava\u2019s Bitcoin Line of Credit, borrowing against their BTC rather than liquidating it.<\/p>\n

The merchant rewards network, which will offer additional Bitcoin back and exclusive savings to cardholders, is set to expand with partner announcements rolling out over the coming months.\u00a0<\/p>\n

The card is available to users in nearly every country and accepted anywhere Visa is.<\/p>\n

Lava\u2019s line of credit and fundraise<\/h2>\n

Back in November 2025, Lava announced<\/a> it raised $200 million in a funding round combining venture and debt capital to expand its bitcoin-backed lending platform.\u00a0<\/p>\n

The company also launched<\/a> a new Bitcoin Line of Credit (BLOC), designed to let users borrow against bitcoin without fixed terms or mandatory monthly payments. <\/p>\n

The product offers interest rates starting at 5%, plus additional fees, with loans allowing up to 50% loan-to-value against posted bitcoin collateral.\u00a0<\/p>\n

This post Lava Card Launches Secured Visa Credit Card That Pays Bitcoin Rewards on Every Purchase<\/a> first appeared on Bitcoin Magazine<\/a> and is written by Micah Zimmerman<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

Bitcoin Magazine Lava Card Launches Secured Visa Credit Card That Pays Bitcoin Rewards on Every Purchase Lava has launched its Lava Card, a secured Visa credit card that pays Bitcoin rewards on every transaction and accepts stablecoins as a funding source \u2014 a product the company says is built to bring stablecoin payments into the […]<\/p>\n","protected":false},"author":0,"featured_media":174216,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-174215","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-discovery"],"_links":{"self":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/174215"}],"collection":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=174215"}],"version-history":[{"count":0,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/174215\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/media\/174216"}],"wp:attachment":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=174215"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=174215"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=174215"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}