{"id":167282,"date":"2026-05-18T15:30:28","date_gmt":"2026-05-18T15:30:28","guid":{"rendered":"https:\/\/mycryptomania.com\/?p=167282"},"modified":"2026-05-18T15:30:28","modified_gmt":"2026-05-18T15:30:28","slug":"ripples-early-banking-ally-now-connected-to-x-money-expansion","status":"publish","type":"post","link":"https:\/\/mycryptomania.com\/?p=167282","title":{"rendered":"Ripple\u2019s Early Banking Ally Now Connected To X Money Expansion"},"content":{"rendered":"

Ripple\u2019s early push into banking partnerships may be finding new relevance in an unexpected place. One of its long-time collaborators has resurfaced at the center of X Money, the payments initiative tied to X\u2019s broader ambition to become a global<\/a> financial super app. What once served as a bridge for Ripple\u2019s cross-border settlement network is now part of infrastructure aimed at scaling digital payments to a massive user base.<\/p>\n

How A Ripple-Linked Bank Became Part Of Elon Musk\u2019s Payment Push<\/h2>\n

A Ripple-linked banking partner from the company\u2019s earliest expansion days has now surfaced inside Elon Musk\u2019s X Money ecosystem. RippleXity revealed<\/a> on X that Cross River Bank, one of the first US banks to integrate Ripple\u2019s Payment protocol back in 2014 for real-time cross-border transfers between the US and Europe, is now powering part of X Money\u2019s beta rollout through its regulated banking services.<\/p>\n

The same Cross River Bank that reportedly issues the Visa Debit and Flex Cards appears in X Money\u2019s beta program. With X building its payments layer through regulated banking and card infrastructure, this places a Ripple-linked financial institution inside Musk\u2019s expanding digital payments infrastructure.<\/p>\n

Furthermore, the development has quickly drawn attention across the XRP community because it creates a direct historical overlap between Ripple\u2019s early settlement technology and X Money\u2019s regulated banking<\/a> framework. While there is still no official confirmation of the XRP integration within X Money, many see Cross River Bank\u2019s role as a significant connection that is difficult to dismiss.<\/p>\n

Ripple Prime Revenue Surges Despite XRP Trading Below All-Time High<\/h2>\n

Although XRP continues to trade below 50% its all-time high, Ripple\u2019s broader infrastructure business appears to be gaining momentum behind the scenes. A technical analyst known as ChartNerd has noted<\/a> that institutional adoption across Ripple\u2019s ecosystem is accelerating, with Ripple Prime emerging as one of the company\u2019s strongest growth drivers.<\/p>\n

The platform reportedly tripled its revenue over the past 12 months, processed more than 60 million transactions, and now clears over $3 trillion<\/a> annually while operating across the United States. Thus, this is just one of a broad infrastructure stack that Ripples is building out during a bear market, and the projects that are being built now will accelerate the next bull run.<\/p>\n

Ripple and XRP have been building this infrastructure<\/a> for over a decade, from surviving regulatory battles and securing a major victory against the SEC to expanding XRP Ledger functionality. XRP rules as a commodity, expanding XRPFI and DeFi capabilities, strategic acquisitions, banking partnerships, and strengthening its global infrastructure through XRPL upgrades. With more than 300 institutional<\/a> clients and increasing global licensing approvals, these fundamentals have never been stronger, and clarity is on the horizon.<\/p>","protected":false},"excerpt":{"rendered":"

Ripple\u2019s early push into banking partnerships may be finding new relevance in an unexpected place. One of its long-time collaborators has resurfaced at the center of X Money, the payments initiative tied to X\u2019s broader ambition to become a global financial super app. What once served as a bridge for Ripple\u2019s cross-border settlement network is […]<\/p>\n","protected":false},"author":0,"featured_media":167283,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-167282","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-discovery"],"_links":{"self":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/167282"}],"collection":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=167282"}],"version-history":[{"count":0,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/167282\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/media\/167283"}],"wp:attachment":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=167282"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=167282"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=167282"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}