{"id":163077,"date":"2026-05-09T06:00:22","date_gmt":"2026-05-09T06:00:22","guid":{"rendered":"https:\/\/mycryptomania.com\/?p=163077"},"modified":"2026-05-09T06:00:22","modified_gmt":"2026-05-09T06:00:22","slug":"binance-founder-cz-sees-major-changes-ahead-for-crypto","status":"publish","type":"post","link":"https:\/\/mycryptomania.com\/?p=163077","title":{"rendered":"Binance Founder CZ Sees Major Changes Ahead For Crypto"},"content":{"rendered":"

Binance founder Changpeng Zhao said crypto may be entering a new phase shaped by AI agents, tokenized real-world assets, stablecoin competition and a more favorable regulatory backdrop in the United States. Speaking on ARK Invest\u2019s FYI podcast<\/a> with Cathie Wood and Lorenzo Valente, CZ argued that the industry is moving faster than many traditional financial firms may be prepared for.<\/p>\n

CZ said some parts of crypto have developed differently than he expected. Payments, in his view, have been slower to reach mainstream use, even as crypto cards have made digital assets easier to spend indirectly. By contrast, institutional participation in the US has accelerated faster than expected, helped by what he described as a \u201c180 degree turn\u201d in the country\u2019s crypto stance.<\/p>\n

\u201cI was very surprised by the 180 degree turn in the US,\u201d CZ said. \u201cI think this speaks to the strength of the constitution, right? So you can change presidents every four years and then even if there\u2019s a period where there\u2019s a suppressive regime, you can change pretty quickly.\u201d<\/p>\n

He argued that the previous US regulatory environment pushed many builders away from utility-focused applications and toward memecoins, leaving the market with fewer strong new crypto products than he would have expected. With a more pro-crypto policy backdrop, he said the industry could begin filling that gap.<\/p>\n

AI Agents And Stablecoins Could Drive New Crypto Demand<\/h2>\n

One of CZ\u2019s strongest claims centered on the overlap between crypto and artificial intelligence. He said AI agents are likely to transact far more frequently than humans and will naturally favor crypto rails over slower traditional systems.<\/p>\n

\u201cAI agents are going to transact 10,000 times more transactions than humans can do,\u201d CZ said. \u201cAnd AI is going to use crypto. They\u2019re not going to use Swift or Visa cards.\u201d<\/p>\n

He also said AI could accelerate crypto development itself, from application design to wallet security and blockchain performance. While he stopped short of saying AI can already replace developers entirely, he said the technology can \u201cassist dramatically in the speed of writing code.\u201d<\/p>\n

Stablecoins were another area where CZ said the market exceeded his early expectations. He described them as initially appearing to be a temporary bridge for traders seeking fiat-pegged value during volatile periods. Instead, stablecoins have become one of the central components of crypto market structure.<\/p>\n

CZ said he personally believes stablecoin issuers should be able to pass yield to users, though he acknowledged regulatory resistance in some markets. He also argued that stablecoin issuers and crypto exchanges should preserve one-to-one reserves rather than replicate the fractional-reserve model used by banks.<\/p>\n

\u201cCrypto exchanges, stablecoin issuers should maintain one-to-one peg and it should maintain 100% reserve,\u201d he said. \u201cBut there are ways to generate yield even when you do that. And then for those yield that we generate, I actually encourage companies to pass that to their users.\u201d<\/p>\n

Tokenized Assets Ant The \u201cEverything Exchange\u201d<\/h2>\n

CZ also pointed to the rapid growth of tokenized traditional assets on crypto exchanges. He said Binance had listed gold roughly two months earlier and had already become \u201cthe largest gold trading venue outside of the traditional markets,\u201d with gold representing about 10% of the platform\u2019s futures trading volume. Binance has also listed oil, which he described as part of a broader convergence between traditional finance and crypto venues.<\/p>\n

The former Binance CEO said he now expects exchanges to compete toward becoming \u201ceverything exchanges,\u201d covering crypto, commodities, prediction markets and potentially other asset classes. He said Coinbase<\/a> and other platforms are likely to pursue similar strategies.<\/p>\n

\u201cI think everyone wants to be the everything exchange,\u201d CZ said. \u201cBinance trades oil and gold now, which I didn\u2019t see even a year ago. I think Coinbase most likely will do the same thing and then other exchanges will do the same thing.\u201d<\/p>\n

At the same time, CZ said the balance between centralized and decentralized exchanges remains unresolved. If crypto adoption expands quickly among less technical users, centralized platforms could benefit first. If self-custody tools become easier and safer, decentralized exchanges may grow faster.<\/p>\n

CZ Remains Optimistic on Bitcoin<\/p>\n

Asked about Bitcoin\u2019s market outlook, CZ said two forces are currently in tension: the historical four-year cycle<\/a> and a more supportive backdrop from equities, institutions and geopolitical uncertainty. He said Bitcoin\u2019s decline into 2026 fits the cycle pattern, but argued that institutional ETF participation could stabilize the market because large allocators tend to move slowly and hold for years.<\/p>\n

\u201cI\u2019m hoping that the worst part is over,\u201d CZ said, while adding that his comments were not financial advice.
\nFor markets, the broader message was clear: CZ sees crypto\u2019s next phase as less narrowly defined by native tokens alone. In his view, AI transactions, stablecoin incentives, tokenized assets and Wall Street\u2019s adoption<\/a> of blockchain rails could all become central battlegrounds in the next cycle.<\/p>\n

At press time, the total crypto market cap stood at $<\/p>","protected":false},"excerpt":{"rendered":"

Binance founder Changpeng Zhao said crypto may be entering a new phase shaped by AI agents, tokenized real-world assets, stablecoin competition and a more favorable regulatory backdrop in the United States. Speaking on ARK Invest\u2019s FYI podcast with Cathie Wood and Lorenzo Valente, CZ argued that the industry is moving faster than many traditional financial […]<\/p>\n","protected":false},"author":0,"featured_media":163078,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-163077","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-discovery"],"_links":{"self":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/163077"}],"collection":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=163077"}],"version-history":[{"count":0,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/163077\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/media\/163078"}],"wp:attachment":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=163077"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=163077"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=163077"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}