The conversation around XRP\u2019s long-term price potential has always gravitated toward one question: what happens when Ripple\u2019s infrastructure meets global banking at scale?\u00a0\u00a0\u00a0<\/p>\n
That same line of thinking extends to scenarios where the XRP Ledger begins handling a significant share of SWIFT\u2019s transaction flow. An XRP enthusiast called The Real Remi Relief, who is known for his ultra-bullish predictions<\/a> for XRP, projected that the cryptocurrency would need to trade somewhere around $1,500 to $2,000 just to provide enough liquidity and keep slippage under control if this happens.<\/a><\/p>\n Ripple\u2019s ecosystem now has partnerships with<\/a> around 300 institutions, mostly through its acquisition of Hidden Road in 2025. Furthermore, at least 30 of<\/a> the 50-plus banks named in SWIFT\u2019s new retail payments framework are already maintaining ties to Ripple\u2019s network. Therefore, it is no longer theoretical that Ripple could absorb a notable chunk of SWIFT\u2019s flows in the coming years.\u00a0<\/p>\n Calculations on X by <\/a>crypto commentator The Remi Relief are putting hard numbers to the scenario, and the figures land the XRP price in four-digit territory.\u00a0<\/p>\n The model begins with SWIFT\u2019s scale. SWIFT facilitates approximately $150 trillion in cross-border transactions annually. The Remi Relief\u2019s framework applies a 50% capture scenario to that volume.\u00a0<\/p>\n At that threshold, around $250 billion must be held in active XRP liquidity at any given moment to prevent slippage, which is a pricing disruption that occurs when large trades move through thin order books. The math produces a price in the range of $1,500 to $2,000 for each unit of XRP in order to prevent this. Scale the capture rate to 100% of SWIFT, and the projection doubles to anywhere between $3,000 and $4,000 per XRP.\u00a0<\/p>\n The model works only if one accepts the starting assumption that XRP would actually be handling a huge portion of<\/a> SWIFT flows in the first place.\u00a0<\/p>\n Ripple\u2019s recent strategy shows why some investors think the long-term XRP case is becoming more serious. In April 2025, the company announced its <\/a>$1.25 billion acquisition of Hidden Road, one of the biggest deals in the crypto industry, and later completed that transaction as part of its push to build <\/a>institutional-grade financial infrastructure.<\/p>\n Following its acquisition of GTreasury in 2025, Ripple expanded its Treasury platform into SWIFT\u2019s ecosystem. Ripple Treasury\u2019s platform now gives corporates a choice between traditional SWIFT rails and blockchain-powered settlement in seconds using XRP or RLUSD.<\/p>\n However, building institutional rails is very different from capturing half of SWIFT, as the network is also not standing still. The network said that it would add a blockchain-based shared ledger to its infrastructure stack, and by early 2026, it said more than 50 banks <\/a>across 16 countries are working to create a design focused initially on<\/a> 24\/7 cross-border payments.<\/p>","protected":false},"excerpt":{"rendered":" The conversation around XRP\u2019s long-term price potential has always gravitated toward one question: what happens when Ripple\u2019s infrastructure meets global banking at scale?\u00a0\u00a0\u00a0 That same line of thinking extends to scenarios where the XRP Ledger begins handling a significant share of SWIFT\u2019s transaction flow. An XRP enthusiast called The Real Remi Relief, who is known […]<\/p>\n","protected":false},"author":0,"featured_media":155000,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-154999","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-discovery"],"_links":{"self":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/154999"}],"collection":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=154999"}],"version-history":[{"count":0,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/154999\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/media\/155000"}],"wp:attachment":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=154999"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=154999"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=154999"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}50% Of SWIFT Theory Produces A 4-Figure XRP Number<\/h2>\n
Ripple Is Building For Institutions<\/h2>\n