Ripple and its native non-stablecoin have a substantial community, but also a fair share of critics due to some of the core implementations. Its growth in popularity over the past several years has been quite astonishing, which sometimes even surpasses its market rise.<\/p>\n
As such, whenever someone, especially a high-profile figure within the crypto industry, speaks against XRP in some form, there\u2019s usually backlash.<\/p>\n
Davinci Jeremie is among the OG crypto influencers and analysts, famously advising people to buy BTC when it was worth $1. In a recent post on X, he criticized XRP for several of its key features that could actually be making it a \u201cbank wearing a hoodie.\u201d<\/p>\n
He outlined that these factors could be hidden leverage, fake decentralization, pausable exits, insider advantages, and users locked in wrapped IOUs. Instead, he commented that bitcoin does not have any of these.<\/p>\n
Your favorite crypto project is just a bank wearing a hoodie.<\/p>\n
*cough* $XRP<\/a><\/p>\n Hidden leverage \u2713 Name one other project that doesn\u2019t. I\u2019ll wait. <\/p>\n \u2014 Davinci Jeremie (@Davincij15) March 11, 2026<\/a><\/p>\n\n Somewhat expectedly, most comments below the posts lashed out at Jeremie, with one saying<\/a>, \u201cThat\u2019s the dumbest thing I\u2019ve ever read from you. XRP is everything that they wanted Bitcoin to be. That\u2019s a fact.\u201d Naturally, Jeremie disagreed<\/a>.\u00a0Others, though, agreed with his initial comments, saying<\/a> that \u201cXRP is a s**t and not a match\u201d to bitcoin.<\/span><\/p>\n In contrast to the aforementioned statement, XRP Bags, among the vocal members of the XRP community on X, outlined what it feels like to be a holder of the cross-border token. They believe every year so far has begun with big promises but seemingly have failed to deliver, or at least until 2023, when it was the first big break in the lawsuit against the SEC.<\/p>\n More promisingly, though, the user noted that 2025 was an \u201cI told you so\u201d year for XRP, while 2026 shows that they are \u201cjust getting started.\u201d<\/p>\n the XRP holder experience:<\/p>\n 2017 \u2014 \u201cthis is going to change banking forever\u201d \u2014 XRP Bags BagMan (@XRPBags) March 13, 2026<\/a><\/p>\n\n The post Is XRP Basically a Bank Wearing a Hoodie? Analysts Clash Over Ripple\u2019s True Role<\/a> appeared first on CryptoPotato<\/a>.<\/p>","protected":false},"excerpt":{"rendered":" Ripple and its native non-stablecoin have a substantial community, but also a fair share of critics due to some of the core implementations. Its growth in popularity over the past several years has been quite astonishing, which sometimes even surpasses its market rise. As such, whenever someone, especially a high-profile figure within the crypto industry, […]<\/p>\n","protected":false},"author":0,"featured_media":142160,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-142159","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-discovery"],"_links":{"self":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/142159"}],"collection":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=142159"}],"version-history":[{"count":0,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/142159\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/media\/142160"}],"wp:attachment":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=142159"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=142159"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=142159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nFake decentralization \u2713
\nPausable exits \u2713
\nInsider advantages \u2713
\nUsers locked in wrapped IOUs \u2713#Bitcoin<\/a> has none of these.<\/p>\nFinally, XRP\u2019s Moment?<\/h2>\n
\n2018 \u2014 \u201cjust wait\u201d
\n2019 \u2014 \u201ckeep stacking\u201d
\n2020 \u2014 \u201cSEC who?\u201d
\n2021 \u2014 \u201cSEC lawsuit, this is actually bullish\u201d
\n2022 \u2014 \u201cjust wait\u201d
\n2023 \u2014 \u201cWE WON (partially)\u201d
\n2024 \u2014 \u201cKeep accumulating\u201d
\n2025 \u2014 \u201ctold you\u201d
\n2026\u2026<\/p>\n