{"id":130352,"date":"2026-01-27T14:58:23","date_gmt":"2026-01-27T14:58:23","guid":{"rendered":"https:\/\/mycryptomania.com\/?p=130352"},"modified":"2026-01-27T14:58:23","modified_gmt":"2026-01-27T14:58:23","slug":"what-is-usat-usat","status":"publish","type":"post","link":"https:\/\/mycryptomania.com\/?p=130352","title":{"rendered":"What is USAT (USAt)?"},"content":{"rendered":"

USAt<\/a> is a US-regulated, dollar-backed stablecoin created by Tether<\/a> specifically for the American market. Issued by Anchorage Digital Bank<\/a> \u2014 the first and only federally chartered crypto bank \u2014 with reserves managed by Cantor Fitzgerald<\/a>, USAt maintains a 1:1 peg to the US dollar fully backed by high-quality liquid reserves.\u00a0<\/p>\n

Built specifically for businesses, creators, institutions and consumers, USAt aims to become the foundational rail for the next generation of American commerce, trade and finance, setting a new benchmark for compliance and accessibility for the US stablecoin industry.\u00a0<\/p>\n

\n
Get Started<\/a><\/div>\n<\/div>\n

US Banking and Regulatory Oversight<\/h2>\n

First unveiled<\/a> in September 2025, USAt is issued by Anchorage Digital Bank, N.A., which operates under direct federal oversight from the Office of the Comptroller of the Currency (OCC). As a federally chartered bank, Anchorage Digital Bank is subject to regular examinations, strict capital and reserve requirements, as well as comprehensive anti-money laundering (AML) and know-your-customer (KYC) obligations.<\/p>\n

Cantor Fitzgerald, a leading US financial services firm, acts as reserve custodian and preferred primary dealer, supporting the management of USAt\u2019s reserves. All USAt tokens are backed 1:1 by liquid assets, providing high levels of transparency and confidence for market participants.<\/p>\n

USAt leverages the advanced real-world asset tokenisation platform Hadron by Tether<\/a> to support issuance, redemption and on-chain transfer across multiple blockchain networks. The stablecoin is subject to monthly public reserve disclosures, reinforcing transparency for users and counterparties.<\/p>\n

USAt is explicitly marketed and structured as a private digital asset, not government-issued currency, while maintaining the operational capability to respond to lawful regulatory and compliance requirements.<\/p>\n

USAt vs. USDt<\/h2>\n

USAt and USDt are complementary stablecoins designed for different markets.<\/p>\n

USDt is Tether\u2019s global flagship product and the world\u2019s most widely used stablecoin, with a market cap of over $186 billion<\/a>. It plays a central role in global digital asset markets, particularly in emerging markets, and serves as a primary trading and settlement asset across hundreds of exchanges.<\/p>\n

USAt, by contrast, is purpose-built for the US market. Issued by a federally chartered US bank and operating under direct federal oversight, USAt is designed for American institutions, businesses, and consumers seeking a dollar-backed stablecoin aligned with US regulatory and banking frameworks.<\/p>\n

USAt\u2019s distribution strategy includes both institutional adoption and consumer-facing partnerships. A key element of its mainstream reach is Tether\u2019s $775 million strategic investment<\/a> in Rumble<\/a> (RUM), the video-sharing platform with 51 million active monthly US users. Through Rumble\u2019s recently-launched<\/a> crypto wallet and similar platforms, USAt aims to enable direct payments to creators and everyday Americans, with Tether targeting 100 million American users across institutional and retail channels.<\/p>\n

Together, USAt and USDt extend Tether\u2019s stablecoin ecosystem across both domestic and international markets, each optimised for its respective regulatory and operational environment.<\/p>\n

Important Notice:\u00a0<\/strong><\/p>\n

USAt is not legal tender and is not issued, backed, approved or guaranteed by the US government. USAt is not subject to the insurance protections of the Federal Deposit Insurance Corporation (FDIC), the Securities Investor Protection Corporation (SIPC) or any other government agency.<\/p>\n

How to Buy USAt on Bitfinex<\/h2>\n

How to Buy USAt with Crypto<\/h3>\n

1. Log in<\/a> to your Bitfinex account or sign up<\/a> to create one.<\/p>\n

2. Go to the Deposit page<\/a>.<\/p>\n

3. In the Cryptocurrencies section, choose the crypto you plan to buy USAt with and generate a deposit address on the Exchange wallet.<\/p>\n

4. Send the crypto to the generated deposit address.<\/p>\n

5. Once the funds arrive in your wallet, you can trade them for USAt. Learn how to trade on Bitfinex here<\/a>.<\/p>\n

How to Buy USAt with Fiat<\/h3>\n

1. Log in<\/a> to your Bitfinex account or sign up<\/a> to create one.<\/p>\n

2. You need to get full verification to be able to deposit fiat to your Bitfinex account. Learn about different verification levels here<\/a>.<\/p>\n

3. On the Deposit page<\/a>, under the Bank Wire menu, choose the fiat currency of your deposit. There\u2019s a minimum amount for fiat deposits on Bitfinex; learn more here<\/a>.<\/p>\n

4. Check your Bitfinex registered email for the wire details.<\/p>\n

5. Send the funds.<\/p>\n

6. Once the funds arrive in your wallet, you can use them to buy USAt.<\/p>\n

Also, we have Bitfinex on mobile, so you can easily buy USAt while on-the-go.<\/p>\n

[AppStore<\/a>]\u00a0 [Google Play<\/a>]<\/p>\n

USAt Community Channels<\/h2>\n

Website<\/a> | X (Twitter)<\/a><\/p>\n

<\/span><\/p>\n

The post What is USAT (USAt)?<\/a> appeared first on Bitfinex blog<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

USAt is a US-regulated, dollar-backed stablecoin created by Tether specifically for the American market. Issued by Anchorage Digital Bank \u2014 the first and only federally chartered crypto bank \u2014 with reserves managed by Cantor Fitzgerald, USAt maintains a 1:1 peg to the US dollar fully backed by high-quality liquid reserves.\u00a0 Built specifically for businesses, creators, […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-130352","post","type-post","status-publish","format-standard","hentry","category-interesting"],"_links":{"self":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/130352"}],"collection":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=130352"}],"version-history":[{"count":0,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=\/wp\/v2\/posts\/130352\/revisions"}],"wp:attachment":[{"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=130352"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=130352"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mycryptomania.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=130352"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}